Insurance that protects. Service you can trust.

FleetGuard USA

Fast Coverage.
Simplified Support.
Certs 24/7.

Protect Every Haul with Certificates, Ready When You Are!

Certs 24/7

Your Load.
Your Certs.
Instantly.

Truck Safety & Compliance

We Know Trucking Compliance – Because We’ve Studied the Bureaus Themselves.

Protecting Your Business Mile After Mile

At FleetGuard USA, we understand that every mile you drive carries both opportunity and risk. That’s why we provide tailored insurance solutions designed to keep you, your drivers, and your fleet protected. From single trucks to large operations, our mission is to deliver dependable coverage backed by exceptional service—so you can focus on the road ahead with confidence.
Owner Operator

Owner-Operators

You’re are not just driving a truck – you’re running the business. You deserve an insurance partner who respects that. FleetGuard USA gives you control with fast, transparent coverage designed for Operators who value autonomy and precision. We help you protect what matters most - your livelihood, your rig, and your future - so you can stay focused on the road ahead. With simple processes, competitive rates, and a team that truly understands your world, we bring the confidence of knowing you're backed by a brand built for haulers, not just policyholders.
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Fleet Safety

Fleet Managers/Safety Managers

You need insurance you can count on – coverage that delivers reliability, clarity, and compliance without any hassle. We understand that protecting your drivers, vehicles and operations isn’t just about meeting regulations – it’s about safeguarding livelihoods and earning trust. Our modern insurance solutions empower you with the autonomy to make fast, informed decisions, the discipline to stay compliant and cost-efficient, and the confidence that comes from working with a brand known for putting trucking professionals first. With FleetGuard USA, you stay in control – every mile.
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Fleet Owners

Fleet Owners

You’ve built more than a business – you’re managing people, assets, and reputations. At FleetGuard USA, we understand that responsibility. Our insurance solutions put you in control of coverage, risk, and compliance, helping you make smart, confident decisions. With industry expertise and a team that knows your daily demands, we deliver support that keeps you growing. From protecting drivers and equipment to safeguarding your bottom line, our scalable coverage evolved with your fleet – giving you true peace of mind.
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From Quote to Coverage in Four Steps

Smart coverage made simple! WE shop the market, so you don’t have to!
Step 1

Request Your Free Quote

Start by completing our simple online quote form—or connect with one of our knowledgeable agents for a more personal touch.
Step 2

Customize Your Coverage

We go to work, exploring options from the leading Motor Freight Insurance Carriers to find coverage tailored to your needs.
Step 3

Get Fast Approval

We break down your options—coverage details, pricing, and pros and cons—so you can make a clear, confident decision.
Step 4

Hit the Road Protected

You choose the plan that fits best. We handle the paperwork and bind your policy, getting you insured and back on the road quickly.
Your Trusted Insurance Partner

Why Choose FleetGuard USA

Coverage Clarity

Know what insurance you truly need and avoid unnecessary costs.

Carrier Access

We negotiate with ALL the Top Carriers to find you the most competitive rates that best fit your needs.

24/7 COI Access

Instantly generate Certificates anytime, anywhere - no delays.

Safety & Compliance Support

Risk management tools to keep your fleet compliant and protected.

Simplified Savings

We save you time, money and stress with clear policies, comprehensive rates and easy processes.

Insurance Coverages We Provide

FleetGuard USA delivers tailored insurance solutions for trucking companies and owner operators - from primary liability to cargo and physical damage. Whether you run one truck or a fleet, we offer flexible, affordable coverage to keep you properly protected and compliant.

Primary Liability

Required by law, this coverage protects against bodily injury and property damage caused by your commercial vehicle. It covers medical costs, lost wages, and repairs for others. Minimum limits start at $750,000, but $1M is standard—higher for Hazmat or specialized operations.
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Physical Damage

Covers your truck and trailer against accidents, theft, vandalism, fire, and weather. Includes Collision (accidents) and Comprehensive (non-collision events). Essential for protecting your assets and keeping operations running.
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Motor Truck Cargo

Covers the goods you haul against loss, damage, or theft during transit. This protection is tailored to your operation and may be required by brokers (typically $100K+). Options include all-risk or named-perils coverage, with higher limits for specialized loads.
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Contingent Cargo

Contingent Cargo Coverage acts as backup protection if a carrier’s primary cargo insurance fails - helping brokers and shippers avoid losses from damaged or stolen freight.
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Excess / Umbrella

Extra Protection for high-value loads exceeding standard cargo limits. Shipment-specific coverage ensures compliance, reduces risk, and applies to goods in transit as outlined in shipping documents.
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Bobtail (Non-Trucking)

Covers owner-operators driving without a trailer and not under dispatch. Protects against liability for accidents causing injury or property damage when not covered by a motor carrier’s policy.
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About FleetGuard USA

Whether you have questions about coverage, need a custom quote, or simply want guidance on the best options for your fleet, our team is here to help. Reach out today and let’s build a safer, stronger future for your trucking business.
Reaching for the Sky

Get A Free Quote

Insurance Information

As a leading commercial trucking insurance company in America, we insure all types of commercial trucks for owner-operators as well as private carriers offering highly flexible insurance coverage at very competitive rates.

Commercial truck insurance quotes for all types of trucks

From a single rig to a nationwide fleet, FleetGuard USA delivers reliable coverage that keeps your business moving with confidence.
FleetGuard USA provides reliable, customized insurance solutions for trucking companies and owner-operators across the nation. Our mission is to keep you protected on every mile, with coverage you can count on and service you can trust.
© 2025 FleetGuard USA. All rights reserved.
Important Notice: This website provides only a general description of insurance coverages and services offered by FleetGuard USA. It is not a statement of contract. Coverage options, terms, conditions, and exclusions vary and may not be available in all states. For complete details, please refer to the actual policy documents, including all endorsements.
Coverage cannot be bound, amended, or altered through this website, email, or voicemail messages. All changes must be confirmed in writing by FleetGuard USA and are subject to carrier underwriting approval.