Understanding Cargo Insurance: What Every Trucker Should Know

Your cargo is the lifeblood of your business — and your customer’s trust. But what happens when that cargo is damaged or stolen? That’s where cargo insurance steps in.

What Cargo Insurance Covers

Theft while parked or in transit
Damage from accidents, fire, or weather
Spoilage of perishable goods
Lost freight due to mishandling

What Cargo Insurance Doesn’t Cover

Improperly secured loads
Illegal goods or contraband
Driver negligence (like leaving a truck unlocked)

Why Cargo Insurance Matters

Without coverage, trucking companies may be responsible for paying the full value of lost or damaged goods — an expense that could cripple your business.

👉 Protect your cargo, protect your reputation. FleetGuard USA offers cargo insurance tailored to your operation.

FleetGuard USA provides reliable, customized insurance solutions for trucking companies and owner-operators across the nation. Our mission is to keep you protected on every mile, with coverage you can count on and service you can trust.

220 North Main Street, Ste 500, Gville, 29601
info@fleetguardusa.com
(864) 803-5552

Solutions

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Clients

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Trucks We Cover

Commercial Trucks Box Trucks Dump Trucks Hotshots

Important Notice: This website provides only a general description of insurance coverages and services offered by FleetGuard USA. It is not a statement of contract. Coverage options, terms, conditions, and exclusions vary and may not be available in all states. For complete details, please refer to the actual policy documents, including all endorsements.
Coverage cannot be bound, amended, or altered through this website, email, or voicemail messages. All changes must be confirmed in writing by FleetGuard USA and are subject to carrier underwriting approval.

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