Short-Term & Temporary Trucking Insurance
Not every trucker needs a year-long policy. Sometimes you just need coverage for a few days, weeks, or months—to meet a contract requirement, cover a gap between policies, or get your authority activated. That’s where Short-Term Trucking Insurance (also called Temporary Trucking Insurance) comes in. At FleetGuard USA, we provide flexible, affordable solutions that give you the protection you need—exactly when you need it.
What Is Short-Term Trucking Insurance?
Short-term or temporary coverage provides commercial truck insurance for a limited period of time, instead of a standard annual policy. It offers the same essential protections but on a flexible basis, making it a cost-effective solution for:
New truckers waiting on permanent coverage approval
Owner-operators starting authority and needing proof of insurance
Drivers between carriers who need coverage during a transition
What Does Short-Term Coverage Include?
Depending on your needs, a temporary trucking policy may provide:
Primary Liability – Meets FMCSA requirements to operate legally and protects against third-party injury and property damage.
Physical Damage – Protects your truck and trailer from accidents, theft, vandalism, or fire.
Motor Truck Cargo – Covers freight in your care, custody, or control during the coverage period.
- Bobtail / Non-Trucking – Protects when driving without a trailer or outside of dispatch.
Policies are customizable—so you only pay for what you actually need during your coverage window.
Get Covered Fast—Stay On the Road
Don’t let insurance gaps stall your business. With Short-Term Trucking Insurance from FleetGuard USA, you’ll have the flexibility to stay compliant, protect your rig, and keep hauling—even if it’s just for a few weeks or months.
Why Truckers Choose Short-Term Policies
Short-term trucking insurance gives drivers flexibility and peace of mind without long commitments:
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Meets Immediate Requirements – Get coverage fast for contracts, authority filings, or lease agreements.
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Flexible Terms – Choose coverage for days, weeks, or months depending on your operation.
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Cost-Effective Protection – Avoid overpaying for a full year if you don’t need it.
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Keeps You Rolling – Stay compliant and protected while waiting for permanent coverage.
Who Needs Temporary Trucking Insurance?
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New Owner-Operators waiting for authority approval.
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Seasonal Truckers hauling during peak harvest or holiday shipping.
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Drivers Between Jobs needing coverage before a new contract or lease starts.
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Fleets Testing Expansion before committing to long-term insurance on new units.
Why Choose FleetGuard USA?
Temporary coverage requires speed, flexibility, and trucking expertise—and that’s exactly what we deliver. With FleetGuard USA, you get:
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Fast Quotes & Certificates – Get proof of coverage quickly to book loads.
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Tailored Solutions – Pick only the protections you need for your coverage period.
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Trucking-Specific Expertise – We know FMCSA requirements and broker demands inside and out.
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Carrier Relationships – Access to competitive rates from multiple insurance partners.
FleetGuard USA provides reliable, customized insurance solutions for trucking companies and owner-operators across the nation. Our mission is to keep you protected on every mile, with coverage you can count on and service you can trust.
© 2025 FleetGuard USA. All rights reserved.
Important Notice: This website provides only a general description of insurance coverages and services offered by FleetGuard USA. It is not a statement of contract. Coverage options, terms, conditions, and exclusions vary and may not be available in all states. For complete details, please refer to the actual policy documents, including all endorsements.
Coverage cannot be bound, amended, or altered through this website, email, or voicemail messages. All changes must be confirmed in writing by FleetGuard USA and are subject to carrier underwriting approval.
