Preventing Theft and Damage to Your Trailer
Trailer theft and physical damage are two of the most common — and costly — risks trucking companies face. A…
Commercial Trailer Insurance Covers trailers you own or lease long‑term. Protects against physical damage, theft, and accidents.
Trailer Interchange Insurance Covers trailers you do not own but are hauling under a trailer interchange agreement. Required for intermodal and port work.
Non‑Owned Trailer Coverage Covers trailers you borrow or use temporarily without a formal interchange agreement.
In short:
Own the trailer? → Commercial Trailer Insurance
Using a trailer under an interchange agreement? → Trailer Interchange
Borrowing a trailer temporarily? → Non‑Owned Trailer Coverage
It covers physical damage to your owned or long‑term leased trailer, including collision, theft, fire, vandalism, and weather damage.
Yes. Coverage applies whether the trailer is attached, detached, parked, or stored.
It is not legally required, but brokers, shippers, and lenders often require it — and most trucking operations cannot afford to replace a trailer out of pocket.
Interchange covers non‑owned trailers under an interchange agreement. Commercial Trailer Insurance covers trailers you own or lease.
Rates depend on trailer type, value, cargo, radius, and claims history. Most policies range from $400 to $2,500 per year per trailer.