Box Truck Insurance for Owner-Operators & Fleets
Box trucks are the backbone of local and regional delivery—moving everything from retail goods to furniture to perishables. Whether you operate a single straight truck or manage a fleet of delivery vehicles, you face daily risks on the road and at loading docks. That’s why Box Truck Insurance is essential to protect your trucks, cargo, drivers, and business.
At FleetGuard USA, we specialize in insurance solutions tailored to box trucks, straight trucks, and local delivery operations.
What Is Box Truck Insurance?
Box Truck Insurance is a commercial trucking policy designed specifically for straight trucks and delivery vehicles. Coverage typically includes:
Primary Liability (Required by Law) – Covers injuries or property damage you cause in an accident.
Physical Damage – Pays for repairs or replacement of your truck due to collision, theft, vandalism, or weather.
Motor Truck Cargo – Protects the freight you haul against theft, loss, or damage while in transit.
General Liability – Covers non-driving risks like accidents at a dock, office, or yard.
Optional Add-Ons – Hired/non-owned auto, trailer interchange, reefer breakdown, and more.
Why Box Truck Operators Need Coverage
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Meets state and federal requirements – Liability coverage is mandatory.
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Protects your investment – Box trucks are costly to repair or replace.
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Keeps you compliant with contracts – Many shippers and brokers require proof of cargo coverage.
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Shields your business – Prevents a single claim from derailing your operation.
Protect Your Trucks. Protect Your Business.
Your box trucks keep goods moving—don’t let a single claim stop your operation. With Box Truck Insurance from FleetGuard USA, you get affordable, flexible coverage built for your business.
Why FleetGuard USA?
We know trucking isn’t one-size-fits-all. That’s why we:
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Access to multiple carriers → We shop top insurers to find the best rates.
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Trucking expertise → We understand DOT/FMCSA requirements and how underwriters assess risk.
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Tailored policies → No two box truck operations are the same—we match coverage to your business.
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Fast service → Quick certificates and filings so you can keep loads moving.
Why Box Truck Operators Need Coverage
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Meets state and federal requirements – Liability coverage is mandatory.
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Protects your investment – Box trucks are costly to repair or replace.
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Keeps you compliant with contracts – Many shippers and brokers require proof of cargo coverage.
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Shields your business – Prevents a single claim from derailing your operation.
Who Needs Box Truck Insurance?
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Owner-Operators running a single box truck under their own authority
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Delivery Companies hauling goods for retailers, wholesalers, or couriers
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Fleets operating multiple straight trucks for regional or local delivery
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Independent Contractors leased to larger carriers
If your business involves box trucks, cube vans, or straight trucks, you need coverage that reflects your unique risks.
Box Truck Insurance vs. Other Truck Coverage
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Box Truck Insurance → Tailored for regional/local delivery vehicles.
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Commercial Trucking (18-Wheelers) → Covers long-haul tractor-trailers hauling interstate freight.
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Dump Truck Insurance → Specialized for construction and heavy-duty hauling risks.
Each type of trucking insurance is built around different risks. At FleetGuard USA, we make sure your coverage fits your operation.
FleetGuard USA provides reliable, customized insurance solutions for trucking companies and owner-operators across the nation. Our mission is to keep you protected on every mile, with coverage you can count on and service you can trust.
© 2025 FleetGuard USA. All rights reserved.
Important Notice: This website provides only a general description of insurance coverages and services offered by FleetGuard USA. It is not a statement of contract. Coverage options, terms, conditions, and exclusions vary and may not be available in all states. For complete details, please refer to the actual policy documents, including all endorsements.
Coverage cannot be bound, amended, or altered through this website, email, or voicemail messages. All changes must be confirmed in writing by FleetGuard USA and are subject to carrier underwriting approval.
