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Hotshot Insurance

Blue section below hero: Our hotshot insurance options are built to protect your truck, trailer, cargo, and business—so you can keep moving with confidence.

Custom Coverage for Hotshot Trucking Operations

At FleetGuard USA, we know that in hotshot trucking, speed and reliability are everything. Whether you're hauling urgent loads or operating on tight deadlines, you need insurance that works as hard and fast as you do. Hotshot trucking usually means using medium-duty pickups with trailers to deliver time-sensitive loads. That’s why we offer flexible coverage for a wide range of vehicle and trailer setups, including:

  • Utility Trailers

  • Horse Trailers

  • Gooseneck & Medium-Duty Trailers

From independent owner-operators to growing fleets, we tailor each policy to match your risk, cargo type, and business goals.
Hotshots

Beyond the Truck—Protect Your Whole Operation

We don’t stop at vehicle coverage. Our insurance solutions are designed to protect every part of your business, including:

  • General Liability – Covers non-driving incidents like property damage or bodily injury.

  • Business Owner’s Policy (BOP) – Combines liability and property coverage in one simple package.

  • Workers’ Compensation – Covers employee injuries, medical bills, and lost wages.

  • Motor Truck Cargo Insurance – Protects your freight in transit from loss, theft, or damage.

Let’s Keep Your Freight—and Business—Moving

Whether you’re insuring a single hotshot rig or need a combination of policies, FleetGuard USA has your back. Get a fast quote or talk to a specialist today—we’re here to help you stay compliant, protected, and ready for the next load.

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Why FleetGuard USA?

We know trucking isn’t one-size-fits-all. That’s why we:
  • Work with top commercial trucking insurers to get competitive rates.
  • Use our underwriting relationships to negotiate better terms.
  • Understand FMCSA and CSA score impacts, so we can help improve your risk profile.
  • Provide fast certs, filings, and renewals, keeping your trucks compliant and on the road.
FleetGuard USA provides reliable, customized insurance solutions for trucking companies and owner-operators across the nation. Our mission is to keep you protected on every mile, with coverage you can count on and service you can trust.
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Important Notice: This website provides only a general description of insurance coverages and services offered by FleetGuard USA. It is not a statement of contract. Coverage options, terms, conditions, and exclusions vary and may not be available in all states. For complete details, please refer to the actual policy documents, including all endorsements.
Coverage cannot be bound, amended, or altered through this website, email, or voicemail messages. All changes must be confirmed in writing by FleetGuard USA and are subject to carrier underwriting approval.
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