Non-Owner Trailer Coverage for Truckers
As a trucker, you don’t always haul your own trailer. Whether you’re leasing equipment, borrowing from another carrier, or pulling a rented trailer, you’re responsible for its safety while it’s in your possession. If that trailer is damaged in an accident or by another covered event, the costs can be steep. That’s why Non-Owner Trailer Coverage is essential. At FleetGuard USA, we help truckers and fleets protect themselves from expensive trailer damage claims and keep operations running smoothly.
What Is Non-Owner Trailer Coverage?
Non-Owner Trailer Coverage is a form of Physical Damage Insurance that protects trailers you don’t own but are using under a lease, rental, or agreement.
It typically covers:
Collision – Damage from accidents, rollovers, or impacts.
Comprehensive – Protection against fire, theft, vandalism, and weather-related damage.
Unlike Trailer Interchange Insurance, this coverage does not require a written trailer interchange agreement—it applies more broadly to leased, borrowed, or rented trailers in your care.
Why Truckers Need Non-Owner Trailer Coverage
Without this protection, you could be held financially responsible for costly trailer repairs or replacements. Non-Owner Trailer Coverage provides:
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Financial Security – Covers damage to trailers you don’t own.
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Flexibility – Applies to rented, leased, or borrowed trailers, even without an interchange agreement.
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Contract Compliance – Many leasing companies and brokers require proof of coverage.
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Peace of Mind – Drive confidently, knowing you’re protected against unexpected losses.
Protect the Trailers You Don’t Own
Don’t risk your business by hauling a rented or leased trailer without proper coverage. With Non-Owner Trailer Coverage from FleetGuard USA, you’ll have the protection, compliance, and confidence you need to keep hauling profitably.
Who Needs This Coverage?
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Owner-Operators pulling leased or rented trailers.
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Fleets that supplement owned trailers with rentals during peak demand.
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Drivers Under Contract who may be assigned trailers not owned by their carrier.
Non-Owner Trailer Coverage vs. Trailer Interchange Insurance
While both protect non-owned trailers, they apply in different situations:
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Non-Owner Trailer Coverage – Broad protection for leased, rented, or borrowed trailers (no written interchange agreement required).
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Trailer Interchange Insurance – Covers trailers specifically under a written interchange agreement.
Many truckers carry both to ensure full protection in every scenario.
Why Choose FleetGuard USA?
At FleetGuard USA, trucking insurance is our specialty. When it comes to Non-Owner Trailer Coverage, we provide:
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Trucking-Specific Expertise – Coverage tailored to real trucking operations.
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Flexible Limits – Options that match the value of trailers you haul.
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Competitive Rates – Access to multiple carriers for the best pricing.
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Fast Certificates – Get proof of coverage quickly to satisfy leasing companies and brokers.
FleetGuard USA provides reliable, customized insurance solutions for trucking companies and owner-operators across the nation. Our mission is to keep you protected on every mile, with coverage you can count on and service you can trust.
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Important Notice: This website provides only a general description of insurance coverages and services offered by FleetGuard USA. It is not a statement of contract. Coverage options, terms, conditions, and exclusions vary and may not be available in all states. For complete details, please refer to the actual policy documents, including all endorsements.
Coverage cannot be bound, amended, or altered through this website, email, or voicemail messages. All changes must be confirmed in writing by FleetGuard USA and are subject to carrier underwriting approval.
